1992, Jessamine Circuit Court, KY

Keating v. Nationwide, 92-CI-0444.  William Sears allegedly ran a red light while driving a truck outfitted with a cattle trailer. Michael Keating had a green light to permit him to turn onto the four-lane road. As Keating made his turn, Sears plowed into his vehicle, causing Keating’s vehicle to roll over. Keating suffered cuts to his head, face, hands, legs and was comatose for several days. He was later treated for a closed head injury, memory loss, depression, dementia, a mood disorder and cognitive dysfunction in addition to a hormone disorder. Keating filed suit against Sears and Keating’s UIM carrier, Nationwide. Keating settled with Sears for $265,000 of his $300,000 policy limits and sought additional damages from Nationwide. Richardson Law Group, representing Nationwide, blocked the admission of testimony by Sears’ neuropsychology expert, Dr. Robert Granacher. The jury returned an adjusted verdict of $17,000, well short of the $300,000 UIM threshold.  See KYTCR report​