Westfield Ins. Co. v. Young. Richardson Law Group represented an insurance carrier that issued a policy to a community and technical college. A student at the college was involved in a fatal accident driving home from school in a pickup truck that had been repaired at the college as part of a hands-on project. The court found the carrier had no obligation to provide coverage, because it had no substantial control over the vehicle once it left campus; ” and further held that “a reasonable person . . . would not say that [the college] had ‘borrowed’ the […] vehicle” at the time of the accident.
